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HomeCommission.com Privacy Policy
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At HomeCommission, your privacy is our chief concern. We understand that you
entrust us with your private information to help us match you with a real
estate professional who can meet your needs. In exchange for your trust, you
expect and deserve our commitment to treat your information with respect. Rest
assured that we protect your privacy. Under no circumstances will HomeCommission.com
sell or share any personal information about you to or with any person or
organization except: as authorized by you to real estate
professionals, or as may be
required by law or court order. The Privacy Policy below describes the standards
we adhere to in handling information about you and your loan request. This Privacy Policy is subject to the terms of
HomeCommission.com User Agreement.
1. A Special Note About Children. Children are not eligible to use our
services and we ask that minors do not submit any personal information to us.
If you are a minor, you can use this service only in conjunction with your
parents or guardians.
2. Information We Collect. Our primary goal in collecting personal
information from you is to provide you with a smooth, efficient, and customized
experience while using our services. This allows us to provide services and
features that most likely meet your needs, and to customize our service to make
your experience easier and quicker. To fully use our services, you will need to
register using our online registration form, where you will be required to
provide us with your contact information and other personal information. Under
some circumstances, we may require some additional information, including
billing address, credit card number and credit card expiration date. We use
this credit card information to verify your name, address, and other
information. We automatically track certain information about you based upon
your behavior on our site. We use this information to do internal research on
our users' demographics, interests, and behavior to better understand and serve
our users. This information is compiled and analyzed on an aggregated basis. If
you send us personal correspondence, such as emails or letters, or if other
users or third parties send us correspondence about your activities or postings
on the Site, we may collect such information into a file specific to you. We
use personally identifiable information about you to improve our marketing and
promotional efforts, to statistically analyze site usage, to improve our
content and product offerings and to customize our site's content, layout, and
services. We believe these uses allow us to improve our site and better tailor
it to meet our users' needs. We may also use your information to deliver
information to you that, in some cases, are targeted to your interests, such as
targeted banners, new services and promotions. By accepting the User Agreement
you expressly agree to receive this information. We use your email address,
your mailing address, and phone number to contact you regarding administrative
notices, new product offerings, and communications relevant to your use of the
Site. If you do not wish to receive these communications, you may notify us via
email and we will process your request in a timely manner. We use information
in the file we maintain about you, and other information we obtain from your
current and past activities on the Site, to resolve disputes, troubleshoot
problems and enforce our User Agreement. At times, we may look across multiple
users to identify problems or resolve disputes, and in particular on rare
occasions we may evaluate your information to look for users using multiple
User IDs or aliases.
3. Our Disclosure of Your Information. Unfortunately, due to the
existing regulatory environment, we cannot ensure that all of your private
communications and other personally identifiable information will never be
disclosed in ways not otherwise described in this Privacy Policy. By way of
example (without limiting the foregoing), we may be forced to disclose
information to the government or third parties under certain circumstances, or
third parties may unlawfully intercept or access transmissions or private
communications. We can (and you authorize us to) disclose any information about
you to law enforcement or other government officials as we, in our sole
discretion, believe necessary or appropriate, in connection with an
investigation of fraud, intellectual property infringements, or other activity
that is illegal or may expose us to legal liability. Further, we can (and you
authorize us to) disclose you UserID, name, street address, city, state, zip
code, country, phone number, email, and company to HomeCommission.com
participants as we in our sole discretion believe necessary or appropriate in
connection with an investigation of fraud, intellectual property infringement,
piracy, or other unlawful activity. Therefore, although we use industry
standard practices to protect your privacy, we do not promise, and you should
not expect, that your personally identifiable information or private
communications will remain private. As a general proposition, we do not sell or
rent any personally identifiable information about you to any third party. The
following describes some of the ways that your personally identifiable
information may be disclosed. Advertisers. We do aggregate personally
identifiable information and disclose such information in aggregate to
advertisers and for other marketing and promotional purposes. However, in these
situations, we do not disclose to these entities any information that could be
used to personally identify you. Certain information, such as your password,
credit card number, and bank account number, are not disclosed to marketing
advertisers in aggregate at all. HomeCommission.com Community. Throughout the
Site, you are identified by your User ID. If you select your email address as
your User ID, you disclose your email address to other users and third parties.
As a result, other users and third parties might send you unsolicited email and
be able to personally identify all of your activities on the Site. Even if your
User ID is not your email address, your User ID may be used to identify you and
your activities throughout the Site. Other people can see your postings on the
Site. Suppliers and Other Service Providers. We may use third party Suppliers
and Service Providers to facilitate our services. For example, we may outsource
the operations of one or more aspects of our site to a Supplier or Service
Provider who performs services according to our requirements. In some
instances, the Service Provider may collect information directly from you (such
as the situation where we ask a Service Provider to conduct a survey for us).
In these cases, you will be notified of the involvement of the Supplier or
Service Provider, and all information disclosures you make will be strictly
optional. In all cases, we restrict how these Suppliers and Other Service
Providers may access, use and disclose your information. In general, we do not
permit these Suppliers and Other Service Providers to sell your information to
third parties.
4. Your Use of Other Users' Information. In order to facilitate
interaction among all HomeCommission.com members, our service allows you to
access other users' contact information. By entering into our User Agreement,
you agree that, with respect to other user's personally identifiable
information that you obtain through the Site or through a HomeCommission.com
related communication, HomeCommission.com hereby grants to you a license to use
such information only for: HomeCommission.com-related communications that are
not unsolicited commercial messages. In all cases, you must give users an
opportunity to remove themselves from your database and a chance to review what
information you have collected about them. In addition, under no circumstances,
except as defined in this Section, can you disclose personally identifiable
information about another user to any third party without our consent and the
consent of such other user after adequate disclosure.
5. Control of Your Password. Except as specifically permitted by this
section, you may not disclose your HomeCommission.com password to any third
parties nor share it with any third parties. If you lose control of your
password, you may lose substantial control over your personally identifiable
information and may be subject to legally binding actions taken on your behalf.
Therefore, if your password has been compromised for any reason, you should
immediately change your password.
6. Reviewing and Changing Your Personally Identifiable Information. Following
registration, you can review and change the information you submitted during
registration. Upon your request, we will remove your credit card number and
credit card expiration date from our databases. We will retain in our files
information you have requested to remove in some circumstances, such as to
resolve disputes, troubleshoot problems and enforce our User Agreement.
Further, such prior information is never completely removed from our databases
due to technical constraints and the fact that we back up our systems.
Therefore, you should not expect that all of your personally identifiable
information will be completely removed from our databases in response to your
requests.
7. Other Information Collectors. Except as otherwise expressly discussed
in this Privacy Policy, this document only addresses the use and disclosure of
information we collect from you. To the extent that you disclose your
information to other parties, buyers, sellers or agents on our system or other
sites throughout the Internet, different rules may apply to their use or
disclosure of the personal information you disclose to them. To the extent that
we use third party advertisers, they adhere to their own privacy customs and
policies. Since HomeCommission.com does not control the privacy policies of
third parties, you are subject to the privacy customs and policies of that
third party. We encourage you to ask questions before you disclose your
personal information to others.
8. Security.
HomeCommmission.com has security measures in place to protect
the loss, misuse and alteration of the information under our control.
HomeCommission.com uses industry standard efforts to
safeguard the confidentiality of your personal identifiable information, such
as firewalls and Secure Socket Layers. However, perfect security does not exist
on the Internet.
9. How Our Policy is Monitored. HomeCommission is proud to hold the TRUSTe
seal. TRUSTe is an independent, non-profit initiative whose mission is to build
users' trust and confidence in the Internet by promoting TRUSTe's principles of
fair information practices. Because we want to demonstrate our commitment to
respecting your privacy, we have agreed to disclose our information practices as
stated above. In addition, HomeCommission has agreed to have our privacy practices
reviewed for compliance by TRUSTe.
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